Can I get a home loan if my ABN is registered for less than 2 years?

Getting a home loan with an ABN under two years old can feel impossible. Traditional banks usually want at least two years of trading history — but many self-employed Australians are ready sooner.

At Flexdoc, we understand that your momentum shouldn't be penalised just because you're early in the game.

Instead of tax returns, we look at real business performance. If you've been trading for more than 6 months and have steady revenue through your business bank statements, you could qualify. This is especially true if you’ve got a clean credit history and a good deposit.

Many of our clients are builders, consultants, freelancers and small business owners who just need a lender willing to assess them fairly. We don’t use rigid rules — we use common sense.

Speak to Flexdoc today to see if your ABN qualifies for funding. We’ll review your scenario and tell you what’s possible — no guesswork.