Next Steps
If you've already shared your scenario with us, we will connect you with the most appropriate lending specialist in our team and put together a plan to help you achieve your goals.
Our Offering
Our refinancing solutions focus on three things: valuation optimisation, tax effectiveness, and improved cashflow management.
We know that the way your property is valued can significantly affect your borrowing power. That’s why we work with partners and lenders who understand how to bring the best result, giving you more equity to work with.
Options
Whether it’s your first home or a growing portfolio, we offer more than just vanilla loans. Our residential lending options and panel lenders support full-doc, alt-doc, and no-doc borrowers.
Income verification options include returns, BAS, accountant letters, and even business bank statements to prove income. Owner-occupied or investment—we’ve got the tools to make it work.
Rates
Residential rates now start from the low-mid 5% range and rise depending on risk profile, repayments, and other credit criteria. We work with over 40 lenders, and this includes private banking options among the majors.
Flexdoc helps self-made Australians with their lending and property acquisition. Our Flexible lending options help professionals and self-employed individuals who don't necessarily fit inside the traditional lending box. We also provide a complimentary AI-powered buying service called Acquisition Assist, helping buyers find property with speed and clarity.
We work best with business owners, contractors, and self-employed professionals who are serious about building wealth through property. We also help PAYG professionals, mixed-income couples, and those with complex income structures who want to go beyond the limits of traditional banks.
Yes. We fund both residential and commercial property purchases, including development and business-purpose loans.
We generally get paid by the lender. For more complex deals that require structuring, we charge a fee which is provided upfront through a Credit Quote.
Full financials help, but they’re not essential. We offer flexible documentation options with up to five different income verification options.
We’ll have a strategy call to understand your goals and assess your options. If there’s a fit, we handle everything from structuring to submission so you can stay focused on your business. Schedule now.