Five common property lending questions answered for self-employed borrowers, property investors and commercial property buyers in 2026.

The NSW Pre-sale Finance Guarantee can help eligible developers satisfy lender pre-sale conditions and commence construction sooner. Here is how the scheme works and who may qualify.

Prime, alt doc and lease doc commercial loans differ mainly in how income is verified. Here is how each option works and who it may suit.

Commercial property loans commonly reach 60 to 70 per cent LVR, with up to 80 per cent available for selected borrowers and properties.

Commercial property may offer stronger rental yields, longer leases and greater contractual certainty than residential property. It can also provide exposure to the parts of the economy where businesses are investing and growing.

From 10 August 2026, new limited recourse borrowing arrangements, commonly known as LRBAs, used by SMSFs to acquire real property generally need to relate to business real property.

Investors who understand the new rules, adapt their strategies, and seek advice before making major decisions will be well positioned to continue building wealth through property.