Property for your business. Finance built around how you operate.

Flexdoc brokers commercial property finance for business owners, professionals and investors. Buying premises for your business. Acquiring a commercial investment. Purchasing property through an SMSF.

Commercial lending is different to residential. Lenders assess the property, the borrower, the lease, the business and the structure behind the deal.

We find the right lender, structure the transaction, and run it to settlement.

Owning the property your business operates from can give you more control over one of your largest costs and create a valuable asset alongside the business itself.

We arrange finance for offices, warehouses, retail premises, medical suites and other commercial property used by the business.

The assessment is rarely as simple as multiplying income by a standard servicing ratio. Lenders look at the strength of the business, cash flow, industry, property type and how the purchase is structured.

We know which lenders are comfortable with owner-operated businesses and how to present the transaction properly.

Commercial property can offer strong income and longer lease terms, but the finance works differently to residential investment.

Lenders look closely at the tenant, lease expiry, rental income, property type and location. Loan terms and leverage can vary significantly between lenders.

We arrange finance for investors buying or refinancing commercial property, and structure the loan around the asset, income and broader portfolio.

Commercial property can be held inside an SMSF where the structure and transaction comply with superannuation rules.

We arrange finance for SMSFs purchasing or refinancing eligible commercial property, including property leased back to a related business where permitted.

SMSF commercial lending is specialist finance. Lenders have different requirements around fund structure, liquidity, guarantees and the property itself. We know which lenders operate in the space and how to navigate the process.

We arrange finance only. We do not give superannuation, tax, or legal advice. Speak to your accountant or adviser about your fund.