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COMMERCIAL PROPERTY FINANCE

Own your space.
Build your future.

Property for your business.
An asset for your next chapter.

Buy your premises, invest in commercial property or review an existing loan. We help business owners and investors find finance that fits the transaction.

Talk commercial finance Explore your options
People working and meeting in a spacious commercial building
ROOM FOR WHAT COMES NEXT.

Your business.
Your own foundations.

01 Buy your premises 02 Invest in property 03 Refinance or release equity

01 / YOUR PROPERTY. YOUR PLANS.

A commercial asset.
A considered approach.

The property, its income and the way you buy it all matter. We bring them together to assess your lending options.

01BUSINESS PREMISES

Make the space
you work in yours.

Buying premises for your own business? We look at your business income, commitments and the property to help present the purchase to a suitable lender.

  • Offices and medical suites
  • Warehouses and industrial property
  • Retail and other business premises
Discuss your premises
02COMMERCIAL INVESTMENT

Your next asset.
The full picture.

The tenant, lease and property all shape the lending assessment. We consider the income and existing debt alongside your broader financial position.

  • Commercial property purchases
  • Lease and rental income assessment
  • Finance within your wider portfolio
Discuss your investment
03REFINANCE & EQUITY

Revisit your loan.
Plan your next step.

Review an existing commercial loan or explore whether equity can support your property plans. Available options depend on the asset, income and lender assessment.

  • Review pricing and loan structure
  • Refinance existing property debt
  • Explore equity release options
Discuss your refinance

A SPECIALIST PATH

Commercial property
through your SMSF.

We arrange lending for eligible commercial property purchases and refinances through an SMSF. Our team works through lender requirements for the fund, property and proposed loan.

Flexdoc’s role is lending. Your accountant and licensed advisers should assess the fund strategy, structure and tax or legal implications.

Discuss SMSF property finance

02 / UNDERSTAND THE TRANSACTION

The property.
The income.
The right structure.

Commercial lending starts with the detail. We help make the transaction clear, then find lenders whose policies fit the circumstances.

Talk through your property plans
01

Understand the asset

Property type, location, intended use and any existing lease help shape the lender’s view of the security.

02

Assess the income

For business premises, that may include trading income. For an investment, the tenant, lease terms and rent are central to the assessment.

03

Match the lending structure

We consider the borrower, existing debt and purpose of the loan, explain the available options and coordinate the application through to settlement.

40+

Lenders across our broader panel.
We identify those suited to your transaction.

03 / YOUR NEXT STEP

Bring us
your next move.

Have a property in mind, or an existing loan to review? Start with a conversation about the transaction and your timing.

Book a conversation Prefer to call? (02) 5950 6888

A useful starting point

01

The property and purposeThe address, property type, expected purchase price or value, and whether you’ll occupy it or lease it out.

02

The income behind itAn outline of your business income, or the tenant, rental income and lease if it’s an investment.

03

Your structure and timingWho will borrow, your deposit or equity, current loans and any purchase or refinance deadlines.

We’ll explain which documents are needed after the first discussion.

Buying a home or adding to your residential property portfolio?

Explore residential finance
Talk commercial finance