What makes Flexdoc different to banks or other mortgage brokers?

Flexdoc offers Acquisition Assist services and works with over 40 lenders including private banking options among the majors.

Who does Flexdoc work best for?

We work best with business owners, contractors, and self-employed professionals who are serious about building wealth through property. We also help PAYG professionals, mixed-income couples, and those with complex income structures who want to go beyond the limits of traditional banks.

Can Flexdoc help with both residential and commercial loans?

Yes. We fund both residential and commercial property purchases, including development and business-purpose loans.

Does Flexdoc charge a fee?

We generally get paid by the lender. For more complex deals that require structuring, we charge a fee which is provided upfront through a Credit Quote.

Do I need full financials or are there alternatives to getting a loan?

Full financials help, but they're not essential. We offer flexible documentation options with up to five different income verification options.

SMSF Disclaimer

SMSF Ground Rules & Disclaimer

‍Liv Leadership Labs Pty Ltd (trading as Flexdoc) provides credit assistance and lending support for clients, including those who are seeking to finance property through a self-managed superannuation fund, known as an SMSF.

Flexdoc is a credit assistance provider only.

We do not provide financial product advice, superannuation advice, tax advice, legal advice or investment advice. We do not advise you on whether to establish an SMSF, maintain an SMSF, roll funds into an SMSF, borrow within an SMSF, purchase property through an SMSF, or whether an SMSF property strategy is suitable for your personal circumstances.

Any information on this website relating to property, superannuation, SMSFs, borrowing or lending is general information only. It does not take into account your objectives, financial situation or needs.

Before making any decision about an SMSF, property investment, borrowing arrangement or related strategy, you should seek independent advice from appropriately licensed and qualified professionals, including a financial adviser, accountant, tax adviser, solicitor and SMSF specialist.

Borrowing through an SMSF commonly involves a Limited Recourse Borrowing Arrangement, known as an LRBA. These arrangements are complex and carry specific legal, tax, superannuation, lending and investment risks. Trustees are responsible for ensuring their SMSF complies with all relevant superannuation and tax laws. ASIC’s Moneysmart notes that SMSFs require time, effort and skill, and the ATO sets specific rules for LRBAs.

Our role is limited to assisting with credit and lending options for SMSF property purchases. We do not advise on whether an SMSF should be established, whether an SMSF should borrow, or whether a property should be acquired through an SMSF. Those matters should be considered with appropriately licensed and qualified professionals.

Liv Leadership Labs Pty Ltd trading as Flexdoc is a Corporate Credit Representative, CRN 555642, of Connective Credit Services Pty Ltd, Australian Credit Licence 389328.

We act under this authorisation for credit-related activities only. We are not authorised under an Australian Financial Services Licence to provide financial product advice or recommend superannuation, investment, legal or tax strategies.

By engaging with our website, content or services, you acknowledge that Flexdoc’s services relate to credit assistance only. They do not relate to the establishment, management, administration or investment strategy of any SMSF.

Our Credit Guide and Privacy Consent documents will be provided to you before we commence credit assistance. These documents set out further details about our services, fees, commissions, dispute resolution process and how we handle your personal information.

For independent information about SMSFs, including setup, trustee responsibilities, compliance and tax obligations, you should refer to educational materials published by the Australian Securities and Investments Commission through Moneysmart, and the Australian Taxation Office. Moneysmart also notes that SMSF property must comply with specific rules, including the sole purpose test and restrictions involving related parties.