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Q: Can I get a home loan without payslips if I run my own business?
Yes, and it’s more common than you think. Many self-employed Australians don’t take a regular wage, and banks often struggle to assess...

Jenny Fentino
5 days ago


Q: Self-employed refinance options when you have unpaid ATO debt
Having ATO debt doesn’t mean you’re locked out of refinancing your home loan. In fact, many self-employed borrowers carry tax debt due to...

Jenny Fentino
5 days ago


Q: How to get a home loan using business bank statements
If you’re self-employed and don’t draw a regular wage, you might find it hard to qualify for a home loan. But here’s the good news — you...

Jenny Fentino
5 days ago


Q: Can I get a home loan if my ABN is registered for less than 2 years?
Getting a home loan with an ABN under two years old can feel impossible. Traditional banks usually want at least two years of trading...

Jenny Fentino
5 days ago


ANZ Expands its Low Risk LMI Waiver Policy (Updated Locations)
ANZ Adds New Locations to LMI Waiver ANZ today announced an expansion of its Low Risk LMI Waiver Policy. The changes will see an...

Jenny Fentino
Nov 28, 2024


The Sophisticated Borrower: Navigating Complexity with the Right Lending Partner
When you first start investing, the process is often straightforward—perhaps a home loan for an investment property or financing for a...

Jenny Fentino
Oct 3, 2024


Buying property as an investment in 2025
Peter Esho's investment lesson from 2008 financial crisis There are two reasons for buying a property -- either as a home to live or...

Jenny Fentino
Sep 24, 2024


AMP latest to update self-employed loans policy
AMP simplifies its self employed lending policy AMP has recently updated its credit assessment process, making it simpler for...

Jenny Fentino
Jun 30, 2024


NSW land tax stealth increase under 2024-25 budget
NSW Premier Chriss Minss set to introduce higher land tax in 2024-25 budget The NSW 2024-25 Budget is set to be handed down this week...

Jenny Fentino
Jun 17, 2024


Westpac LMI Waiver: A Healthy Dose of Savings for Nurses
Review of Westpac Nurse LMI Waiver. Pictured (Blacktown Hospital nurses) Westpac says it has helped more than 3,600 nurses and midwives...

Jenny Fentino
Jun 6, 2024


Closer look at ANZ’s Low Risk LMI Waiver Policy
ANZ has just publicly released its Low Risk LMI Waiver Policy. From our understanding, the policy had been in a soft launch phase for the pa

Jenny Fentino
May 31, 2024


LMI Waiver for Professionals - The List Keeps Growing
Over the past few years the list of LMI waiver products for professionals continues to growth. Most lenders tended to grant these waivers...

Jenny Fentino
Mar 2, 2024


LMI Waivers: A Strategic Advantage for Senior Managers and Executives
Senior managers and executives, with their strategic acumen and leadership capabilities, not only steer their organizations towards...

Jenny Fentino
Feb 28, 2024


A Comprehensive Guide: LMI Waiver Home Loans for Lawyers
Embarking on the journey towards homeownership can often feel like navigating through a labyrinth of financial terms and products. For...

Jenny Fentino
Feb 28, 2024


Unlocking Homeownership: The LMI Waiver Advantage for Nurses and Healthcare Professionals
In the intricate world of property investment and homeownership, navigating through financial jargon and products can be a daunting task,...

Jenny Fentino
Feb 28, 2024


How Software Engineers and Tech Industry Executives Can Utilise LMI Waiver Products
At Esho Capital, we are committed to empowering our clients with the knowledge and tools they need to navigate the complex financial...

Jenny Fentino
Feb 28, 2024


Exploring NDIS Loans: An Overview Guide for Property Investment
In the evolving landscape of Australian real estate, NDIS property loans have emerged as a pivotal financial tool, empowering investors...

Jenny Fentino
Feb 27, 2024
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