Scaling a service business in Australia is exciting but capital hungry. Marketing agencies need to hire designers before retainers land....

Green Business Loans are starting to play a bigger role in Australia’s lending market. For business owners and property investors, they...

The way you structure a small-scale development shapes not just the project in front of you, but every deal that follows. The choice...

Interest rates are starting to move lower. For business owners, this creates a new question: what should you do with excess cash? Holding...

We recently sat down with Jesse Davidson, Chief Auctioneer at Auctionworks, when he visited the Flexdoc office. Jesse’s role gives him a...

At Flexdoc, we are always scanning the market for lender policy changes that impact our self-employed clients. The recent ANZ...

We compare fleet electric vs petrol vehicles (Xpeng G6 pictured) At Flexdoc, we’re often asked whether it’s worth switching to electric...

Flexdoc explains how lenders treat business liabilities when borrowing Having a business car can be essential. But those car lease...

Business credit cards are marketed as powerful tools for self-employed professionals. They promise convenience, points, and short-term...

If you're a sole trader with ambitions to grow your business and wealth, the first smart move you should make is opening a dedicated, separate sole trader bank account. It’s simple, low-cost, and sets the foundation for long-term success.

Westpac this week announced plans to change its current mortgage requirements for self-employed loans. Under the changes announced by the...

A self-employed loan works differently — because your income works differently. Most banks want a full-time job and two years of tax...

Absolutely. At Flexdoc, we know your income doesn’t always show up on a payslip. If you're drawing money from a company, trust, or even...

Yes, and it’s more common than you think. Many self-employed Australians don’t take a regular wage, and banks often struggle to assess...

Having ATO debt doesn’t mean you’re locked out of refinancing your home loan. In fact, many self-employed borrowers carry tax debt due to...

If you’re self-employed and don’t draw a regular wage, you might find it hard to qualify for a home loan. But here’s the good news — you...

Getting a home loan with an ABN under two years old can feel impossible. Traditional banks usually want at least two years of trading...

ANZ Adds New Locations to LMI Waiver ANZ today announced an expansion of its Low Risk LMI Waiver Policy. The changes will see an...

When you first start investing, the process is often straightforward—perhaps a home loan for an investment property or financing for a...

Peter Esho's investment lesson from 2008 financial crisis There are two reasons for buying a property -- either as a home to live or...