SMSF

Browse the latest articles in this category.

SMSF

The biggest misconceptions about SMSF property lending

What do borrowers often get wrong about SMSF property lending? Here are some of the biggest misconceptions around deposits, structure, lender policy and borrowing readiness.

SMSF

7 mistakes borrowers make when applying for an SMSF loan

What are the most common SMSF loan mistakes? Here are 7 lending-related issues that regularly create delays, stress, or lender declines for SMSF borrowers.

SMSF

What costs are involved in buying property through an SMSF?

What costs are involved in buying property through an SMSF? A practical overview of deposit, stamp duty, setup, legal and lending costs that borrowers often underestimate.

SMSF

Can you use rental income to qualify for an SMSF loan?

Can rental income be used to qualify for an SMSF loan? Learn how lenders treat SMSF rental income, why servicing can be more conservative, and what borrowers should expect.

SMSF

What is the minimum SMSF balance needed to buy property?

What is the minimum SMSF balance needed to buy property? A practical guide to lender expectations, deposit requirements, and why fund strength matters more than a single magic number.

SMSF

Can you buy commercial property through your SMSF and lease it to your own business?

Can an SMSF buy commercial property and lease it to a related business? Learn how the strategy works, what lenders look for, and the compliance issues that matter most.

SMSF

Self-employed home loan checklist: the documents you need before applying

A practical self-employed home loan checklist covering the documents lenders want to see, common mistakes that slow approvals, and how to present your file properly before applying.

SMSF

SMSF commercial property vs residential property: which is easier to finance?

Should an SMSF buy commercial or residential property? Compare lender appetite, deposits, servicing, structure, and complexity before deciding which path fits your fund best.

SMSF

How much deposit do you need for an SMSF property purchase?

How much deposit do you need to buy property through an SMSF? Learn the real cash required, including deposit, costs, buffers, and why the number is usually higher than trustees expect.

SMSF

SMSF loan eligibility in Australia: who qualifies and who doesn’t?

Who can actually qualify for an SMSF loan in Australia? Learn what lenders look for, common reasons applications fail, and how to assess your SMSF borrowing position before you buy.

SMSF

The SMSF loan application process: step by step from enquiry to settlement

Learn how the SMSF loan application process works, from first enquiry to settlement. See timelines, documents needed, lender requirements, and how Flexdoc helps.

SMSF

The strategic guide to SMSF Commercial Loans

An SMSF commercial loan is a specific type of finance known as a Limited Recourse Borrowing Arrangement (LRBA). Unlike a standard commercial mortgage, an LRBA is structured to protect the other assets within your super fund.

SMSF

Self-employed SMSF lending guide (October 2025)

Self-employed SMSF lending guide updated for October 2025. How to borrow through your fund and what's changed.

SMSF

Stake Super SMSF Review: How it compares with a full service provider

Compare Stake Super SMSF with full-service providers. Over 660,000 SMSFs in Australia—see how it stacks up and what's right for your fund.

SMSF

AMP returns to SMSF lending with new loan offering

AMP is back in SMSF lending with a new loan offering. What's on the table and who it suits.

SMSF

Independent legal advice with buying property in an SMSF

Why you need independent legal advice when buying property in an SMSF. Key steps and what to watch for.

SMSF

Demystifying SMSF lending: The critical difference you must know

Demystifying SMSF lending: the critical difference you must understand. How fund lending works and common pitfalls.