SMSF
What is the minimum SMSF balance needed to buy property?
What is the minimum SMSF balance needed to buy property? A practical guide to lender expectations, deposit requirements, and why fund strength matters more than a single magic number.
THE FLEXDOC JOURNAL
Guides & insights
Ideas and practical perspectives on property, lending and your next move.
All articles
74 articles Page 2 of 7
SMSF
Can you use rental income to qualify for an SMSF loan?
Can rental income be used to qualify for an SMSF loan? Learn how lenders treat SMSF rental income, why servicing can be more conservative, and what borrowers should expect.
SMSF
The biggest misconceptions about SMSF property lending
What do borrowers often get wrong about SMSF property lending? Here are some of the biggest misconceptions around deposits, structure, lender policy and borrowing readiness.
SMSF
7 mistakes borrowers make when applying for an SMSF loan
What are the most common SMSF loan mistakes? Here are 7 lending-related issues that regularly create delays, stress, or lender declines for SMSF borrowers.
SMSF
SMSF loan eligibility in Australia: who qualifies and who doesn’t?
Who can actually qualify for an SMSF loan in Australia? Learn what lenders look for, common reasons applications fail, and how to assess your SMSF borrowing position before you buy.
SMSF
SMSF commercial property vs residential property: which is easier to finance?
Should an SMSF buy commercial or residential property? Compare lender appetite, deposits, servicing, structure, and complexity before deciding which path fits your fund best.
SMSF
Self-employed home loan checklist: the documents you need before applying
A practical self-employed home loan checklist covering the documents lenders want to see, common mistakes that slow approvals, and how to present your file properly before applying.
SMSF
How much deposit do you need for an SMSF property purchase?
How much deposit do you need to buy property through an SMSF? Learn the real cash required, including deposit, costs, buffers, and why the number is usually higher than trustees expect.
SMSF
Can you buy commercial property through your SMSF and lease it to your own business?
Can an SMSF buy commercial property and lease it to a related business? Learn how the strategy works, what lenders look for, and the compliance issues that matter most.
中文
Sharon Xie：Broker Outsourcing、贷款行业变化与 SMSF 投资
Sharon Xie 讨论了 broker outsourcing 在澳洲借贷行业中的作用，以及高利率环境下投资者和 SMSF 买家的现实判断。