THE FLEXDOC JOURNAL
Guides & insights
Ideas and practical perspectives on property, lending and your next move.
All articles
123 articles Page 6 of 11
What costs are involved in buying property through an SMSF?
What costs are involved in buying property through an SMSF? A practical overview of deposit, stamp duty, setup, legal and lending costs that borrowers often underestimate.
What is the minimum SMSF balance needed to buy property?
What is the minimum SMSF balance needed to buy property? A practical guide to lender expectations, deposit requirements, and why fund strength matters more than a single magic number.
Can you use rental income to qualify for an SMSF loan?
Can rental income be used to qualify for an SMSF loan? Learn how lenders treat SMSF rental income, why servicing can be more conservative, and what borrowers should expect.
The biggest misconceptions about SMSF property lending
What do borrowers often get wrong about SMSF property lending? Here are some of the biggest misconceptions around deposits, structure, lender policy and borrowing readiness.
7 mistakes borrowers make when applying for an SMSF loan
What are the most common SMSF loan mistakes? Here are 7 lending-related issues that regularly create delays, stress, or lender declines for SMSF borrowers.
SMSF loan eligibility in Australia: who qualifies and who doesn’t?
Who can actually qualify for an SMSF loan in Australia? Learn what lenders look for, common reasons applications fail, and how to assess your SMSF borrowing position before you buy.
SMSF commercial property vs residential property: which is easier to finance?
Compare SMSF property-finance considerations, with current borrowing eligibility, business-real-property rules and links to eligible commercial finance.
Self-employed home loan checklist: the documents you need before applying
A practical self-employed home loan checklist covering the documents lenders want to see, common mistakes that slow approvals, and how to present your file properly before applying.
How much deposit do you need for an SMSF property purchase?
Understand deposit, transaction costs and remaining liquidity for an eligible SMSF property purchase, with legal eligibility and lender assessment checked separately.