Self-Employed Loans
Home loans for business partners: whose financials does the bank need?
What business partners should clarify about ownership, income and financial records before applying for a personal home loan.
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Self-Employed Loans
Can depreciation and one-off expenses help your home loan application?
Why a business expense may need separate consideration in a home-loan assessment, and how to prepare evidence without overstating available income.
Self-Employed Loans
Can you get a home loan using only your latest year's financials?
How one-year income assessment differs from a one-year-old business, with current AMP and Westpac examples and the costs and evidence to compare.
Self-Employed Loans
Getting a home loan when you work for a family business
Why family employment can need additional evidence, how ownership changes the lending discussion and what to prepare before choosing a home loan.
Property Investment
40-year home loans: lower repayments, but at what cost?
Compare 40-year home loans from Pepper, Granite, Liberty, Great Southern Bank and AMP, plus the Athena distinction, repayment savings and long-term costs.
Property Investment
Sharia-compliant home finance: how it works and what to compare
Understand the Ijarah arrangement, payments, costs and documents before choosing Sharia-compliant home finance in Australia.
Property Investment
Can you build a home without making loan repayments during construction?
Building while paying rent or another mortgage? Understand construction repayment pauses, interest added to the loan, builder eligibility and the costs after the pause.
Property Investment
Buying a shop with a home upstairs
Buying a shop with a home upstairs? Compare Pepper and Brighten loan pathways, income evidence and the cash needed before you commit.
Property Investment
Commercial loans without annual reviews: what to compare
Compare Thinktank, Brighten and Liberty commercial loan options by paperwork, ongoing fees and early-exit costs before choosing a no-annual-review loan.
Self-Employed Loans
Bridging loans for self-employed borrowers: which lenders accept alt doc?
Compare alt-doc bridging options for self-employed borrowers, bank alternatives, income evidence, end debt, repayments, property restrictions and exit risks.
Self-Employed Loans
Firstmac launches Alt Doc home loans for self-employed borrowers
Firstmac's new Alt Doc home loan uses six months of BAS and an ATO account summary. See ABN, GST, LVR and loan-size requirements announced at launch.
Self-Employed Loans
Can a family trust get a low-doc property loan?
Understand how a family trust can apply for a low-doc property loan, including trustee roles, income evidence, possible guarantees and deposit questions.