Self-Employed Loans
Self-employed home loan pre-approval: what still needs checking?
Understand what a home loan estimate or conditional decision covers, which income and property checks remain, and when business changes need reconfirming.
THE FLEXDOC JOURNAL
Guides & insights
Ideas and practical perspectives on property, lending and your next move.
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123 articles Page 5 of 11
Property Investment
Commercial property loan approaching maturity? A refinance checklist
Prepare for a commercial property loan review: separate maturity and expiry dates, compare actual costs, identify evidence gaps and confirm security-release requirements.
Property Investment
The Five Most Common Property Lending Questions We Are Asked in 2026
Five common property lending questions answered for self-employed borrowers, property investors and commercial property buyers in 2026.
Property Investment
How the NSW Pre-sale Finance Guarantee Works for Property Developers
The NSW Pre-sale Finance Guarantee can help eligible developers satisfy lender pre-sale conditions and commence construction sooner. Here is how the scheme works and who may qualify.
Property Investment
Prime, Full Doc, Alt Doc and Lease Doc Commercial Loans Explained
Understand how prime, full-doc, alt-doc and lease-doc commercial property loans differ, with lender examples and questions to ask before applying.
Property Investment
What Is the Maximum LVR for a Commercial Property Loan?
Commercial property loan LVRs vary by lender, loan size and property. See lender examples and how valuation affects the amount a buyer needs to fund.
Property Investment
Commercial Property Loans: The Complete Australian Guide
Understand commercial property loan deposits, LVR, loan terms, repayment options and costs for business premises or investment property.
SMSF
How Commercial Property Finance Works Inside an SMSF
Understand commercial SMSF finance, business real property, LRBA transition rules and the professional advice to seek before signing a contract.
Property Investment
Top 6 questions investors are asking after the 2026 Federal Budget
Investors who understand the new rules, adapt their strategies, and seek advice before making major decisions will be well positioned to continue building wealth through property.
Market & Policy
Property outlook with Ray White Chief Economist Nerida Conisbee
Nerida Conisbee has a rare vantage point. She is a seasoned economist inside a group that sells one in seven properties across Australia. That gives her more than theory. It gives her a live pulse. Her agents work with vendors and landlords every day. She blends the macro picture with what is happening on the ground.
Market & Policy
SMSF property investing likely to grow post 2026 budget
Flexdoc Founder Peter Esho says the new investment regime could see property investors changing their traditional structures and move into companies or self-managed super funds based on their adviser's new strategies
Market & Policy
Flexdoc Founder Peter Esho speaks to Ausbiz
Esho also discusssed proposed changes to Australia's taxation system, including potentially reductions in capital gains tax discounts for property investors.